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Ready to start house hunting? Here are a few tips to keep in mind!

  1. Review your budget and get pre-approval before house hunting. This will save you both time and heartache. Stick to your budget to avoid becoming "house-poor" and to avoid possible foreclosure in the future.

  2. Think about the re-sale value of the home. Location is an important factor when people are looking to buy a home. School districts, proximity to shopping areas and highways, and neighborhoods can be deal breakers for potential buyers.

  3. View a house as the potential it has for you to make it your home. Overlook the crazy wallpaper and bad paint color. Focus on what youíre looking for in a layout and structural items. Itís easy to change cosmetic details of a home and it's less expensive too!

  4. Make sure you hire an experienced home inspector to point out potential problems that could require costly repairs down the road. Do the inspection before the final stages of the house-buying process.

Keep these few tips in mind and youíll be well on your way to making a smart purchase that will add value to your life for many years to come.

 

GHS offers online pre-approvals so you can shop for your home knowing you can afford the mortgage. For fast, convenient service, apply online at www.ghsfcu.com.

 
   

Video Tips

Learn about the benefits of becoming a credit union member. Click here to see a brief 2-minute video explaining some of these benefits.

 

  • The "non-profit" difference
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