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When looking to buy a new or used car there are several things to keep in mind.

 

• Determine a fair price—After deciding what kind of car you want to purchase, figure out a realistic, fair price you can afford to pay each month. Do your research to see the average price people are paying for vehicle you are interested in.

 

• Figure out your trade-in value—If you are looking to trade in your vehicle, make sure you know the value of your car before you drive into the dealership. Kelley Blue Book can estimate the car’s worth to make sure you’re getting a fair deal.

 

• Negotiate your price—Do not negotiate based on monthly payment. It can seem like you’re paying less by extending the length of the loan, but in fact you end up paying more. Only negotiate based on the price of the vehicle.

 

• Get your financing in order—At GHS you can apply for a loan to purchase both new and used vehicles, with either variable and fixed-rates, and terms up to 72 months (6 years).

Stop by one of our branches or call us at (800) 732-4447 before you go shopping for a vehicle.