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Make your Holiday List and Check it Twice! Some helpful hints from GHS Federal Credit Union.


Look Back – A good way to start your holiday budget is to determine how your financial situation compares to last year. 


Surf the web – The Internet can be a great place to hunt for holiday deals. Research products and consumer reviews so you can be rest assured that you’re getting a quality product at a good price.


Look at the big picture – When making your holiday budget, factor in costs other than gifts. Expenses such as food, candy, travel, decorations, greeting cards, and wrapping paper can add up quickly.


Start Early – Don’t leave your shopping to the last minute. When you are short on time it is easy to forget about keeping to your budget. The earlier you start, the more time you have to ensure that you are making smart gift choices. 


Extra expenses such as travel, gifts, and larger grocery bills can add up and cause an extra strain on your budget during any holiday season. Alleviate some of the stress with a Holiday Loan from GHS. Whether you’re shopping for the perfect gift or trying to make it home to spend the holidays with family, a GHS Holiday Loan gives you the flexibility and freedom to accomplish your goals.


Time to get some new furniture or appliances in time for your holiday party? Need some winter toys to beat those winter blues? Looking for some extra cash for the holiday season?


Holiday Loans can help you save money and reduce your debt by consolidating all the extra expenses. Keeping track of one payment makes it easier to manage your budget and save money.


When considering a Holiday loan, make sure you go to a financial institution you can trust. GHS will help you understand all the terms and conditions and answer any questions you may have. So round out your holiday shopping with a special rate from GHS and spread some holiday cheer!